WHO THIS IS FOR
Start with fit.
Originating MLOs who keep the business and borrower relationship at the front, complete the initial application, and want structured support afterward.
MLO + JEFF AS YOUR LOA
You bring in the loan. Jeff is your LOA on every application.
You stay connected to the borrower and submit the initial application. Jeff serves as the LOA on every submitted application, supporting documents, loan-program review, approval workflow, processing coordination, and portal-based loan tracking.
MLO + LOA ROLE GUIDE
A clearer post-application operating rhythm.
Use this guide to decide whether a defined LOA workflow would help you protect the borrower relationship and reduce operational drag.
WHAT TO REVIEW
Evaluate the friction.
The application handoff, document collection, loan-program review, approval and condition workflow, processing coordination, and loan-tracking visibility.
WHAT TO BRING
Make the first call useful.
A snapshot of your active pipeline, your current handoff process, recurring bottlenecks, and the specific borrower updates you want to improve.
SUPPORT TO DISCUSS
Choose one next step.
Discuss the written division of work, portal visibility, operational ownership, company approvals, and the licensing responsibilities you retain.
Schedule with JeffA CLEAR DIVISION OF WORK
Keep the relationship. Get a stronger back-office rhythm.
Use this workflow to see where your work as the MLO starts and where Jeff’s LOA support steps in after the application.
01
YOU AS THE MLO
You lead the front of the loan.
- Bring in the business and maintain the borrower relationship.
- Complete the initial loan application.
- Keep the borrower informed through the handoff.
- Retain all required licensed and origination responsibilities.
APPLICATION COMPLETE→
02
JEFF AS YOUR LOA
Jeff supports the work after application.
- Collect and organize documents.
- Review loan-program options and approval workflow.
- Coordinate processing, conditions, and loan progress.
- Provide an online portal so you can track each loan.
LOAN PORTAL
Know where every loan stands.
After the application handoff, use the provided portal to see the loan pipeline and track progress without losing sight of the borrower relationship.
PARTNER WITH JEFF / MLO + LOA
Partner with Jeff calculator.
Model the MLO payout at the provided 100 BPS rate while Jeff serves as the LOA on every loan application you submit.
Your funded-loan assumptions
Partner with Jeff structure
MLO payout100 BPS (1.00%) of each funded loan amount
Jeff’s roleJeff is the LOA on every submitted loan application.
YOUR INPUT-BASED MLO ESTIMATE
Annual funded loan volume$8,400,000
MLO payout / funded loan$3,500
MLO estimate / month$7,000
MLO estimate / year$84,000
MLO estimate / 5 years$420,000
LOA workflowYou maintain the borrower relationship and initial application; Jeff supports every file as your LOA.
How this estimate works +
MLO payout per funded loan equals average funded loan amount × 100 ÷ 10,000. Annual estimate equals that per-loan payout × the number of funded loans per year. The monthly estimate equals the annual estimate ÷ 12, and the five-year estimate assumes the same annual funded-loan pace for five years.
Estimate only. This calculator applies the provided 100 BPS MLO payout assumption and describes Jeff as LOA support on every submitted application. It does not guarantee compensation, eligibility, loan funding, workflow approval, or any program term. Confirm the written MLO/LOA workflow, applicable licensing requirements, compensation plan, and company approval before using it.