Loan Products

NEXA offers the most comprehensive range of loan products in the industry. Say YES to more clients with our diverse offerings.

The Most Products in the Industry

Stop losing deals due to limited product offerings. NEXA provides access to an extensive range of loan programs, including options for clients with credit scores as low as 500, self-employed borrowers, and specialized professional programs. Our diverse product suite means you can say YES to more clients and close more deals.

FHA Loans

Federal Housing Administration loans with low down payments

✓Down to 500 credit score
✓As low as 3.5% down payment
✓Flexible qualification requirements
✓Great for first-time homebuyers

VA Loans

Veterans Affairs loans for military service members and veterans

✓Down to 500 credit score
✓0% down payment option
✓No private mortgage insurance
✓Competitive interest rates

Conventional Loans

Traditional mortgage loans not backed by government

✓Competitive rates and terms
✓Flexible loan amounts
✓Various down payment options
✓Standard qualification criteria

Jumbo Loans

Large loan amounts exceeding conforming loan limits

✓High-value property financing
✓Competitive jumbo rates
✓Flexible terms available
✓For luxury and high-cost markets

DrNEXA Program

Specialized loans for medical professionals

✓Designed for doctors and physicians
✓Flexible debt-to-income ratios
✓Reduced down payment requirements
✓Recognition of future earning potential

Bank Statement Loans

Perfect for self-employed borrowers

✓No tax returns required
✓12-24 months bank statements
✓Ideal for business owners
✓Flexible income documentation

203K Renovation Loans

Finance both purchase and renovation costs

✓Single loan for purchase + repairs
✓FHA-backed financing
✓Ideal for fixer-uppers
✓Streamlined and standard options

USDA Loans

Rural development loans with 0% down

✓0% down payment
✓For rural and suburban areas
✓Income limits apply
✓Competitive interest rates

Reverse Mortgage

For homeowners 62 and older

✓Convert home equity to cash
✓No monthly mortgage payments
✓Remain in your home
✓FHA-insured HECM loans

Why Our Product Range Matters

Say YES More Often

With programs for credit scores down to 500, self-employed borrowers, and specialized professionals, you can approve clients that other lenders turn away. More approvals mean more closed loans and higher income.

Competitive Rates

NEXA's lower rates make it easier for clients to say YES to you. Our diverse loan programs and competitive pricing give you the edge in winning business from both clients and realtors.

Broker to Any Investor

NEXA allows you to choose any investor for brokering your loans. This flexibility ensures you can always find the best terms and rates for your clients, enhancing satisfaction and approval rates.

Stop the Bleeding

Stop losing deals due to high rates or limited programs. With NEXA's extensive product suite, you can handle complex scenarios and challenging credit profiles that competitors can't.

Ready to Expand Your Product Offerings?

Join NEXA and gain access to the most comprehensive loan product suite in the industry. Say YES to more clients and grow your business.

Join NEXA Now →

Sarah M. from Phoenix, AZ

just started onboarding with NEXA

15 years exp. • Previously at Wells Fargo

3 minutes ago